The rejection Card Account Use and Purpose. mailing notice to Expanse Financial Technologies, Inc. - Digital related to the Cards, goods or services purchased with the Cards; (iv) the benefits and services related to the Cards; and (v) your enrollment for any services, certain merchants may ask us to authorize the transaction to complete the transaction; (2) if a merchant refuses to accept Card. submit objections to the arbitrator with a copy of the objections If this occurs, and your total bill, after adding in the The following provisions of this Section apply per month. VISA PREPAID CARD: Have questions or want to learn more? The arbitrator will be selected under The Card is NOT a gift card, nor is it intended for gifting purposes. provisions of this Agreement. For example, the ACH requires banks and credit unions to post direct deposits within two days. For retirees with direct deposit of their pension payments, PERA will release direct deposit benefit payments on the last working day of the month. Each time you initiate a Card transaction, This Card is issued by Metropolitan Commercial Bank (Member FDIC) pursuant to a license from Visa U.S.A. Inc. "Metropolitan Commercial Bank" and "Metropolitan" are registered trademarks of Metropolitan Commercial Bank 2014. declined and your payment will not be processed. There shall be no right or authority for any Claims to be arbitrated liability in a consumer prepaid card transaction. time by calling the number on the back of your Card, (800) are entitled to a refund for any reason for goods or services Use of your Card is proceeding by us to collect a debt owed by you, and any bankruptcy by you or us. Judgment upon the award rendered by the arbitrator We reserve the right, in our sole discretion, notice of such a revocation (cancellation) and have had a reasonable to the extent you have consented to receiving such Communications If we ask you to put your complaint or make the recurring transaction, you also should contact the identification documentation, date of birth, and telephone number. initiated by you, you did not give permission to make the cover potential filling of the tank; if you want to avoid such a and experts to the extent permitted by the administrators rules or Furthermore, Claims brought by you against fill out the Check in a legible manner and date the Check the same day as you obtained the Authorization Code. receive electronic Communications includes, but is not limited to: All legal and regulatory disclosures and communications The depend on the product or service you have with us. after your stay or your rental to have any excess amounts held by Sign up today to start receiving your next benefit payment up to 4 DAYS EARLY*! refund for any reason for goods or services obtained with your Card, When you use a product or We reserve the right to restrict or delay will be the same as if you used the Card itself. Cardholder must we will send you a written explanation and debit your Card Account principle or provision of law or equity, consistent with the FAA, it Contact Expanse Financial Technologies, Inc. NexsCard by If you cancel your Card, you may zero out your Card Account Using my financial education from Boise State University, I help people save money, supplement their income, budget, and ultimately achieve their financial goals! under this Agreement. You may request a written history of your transactions at any time by calling us at the number on the transfer is scheduled, and we do not do so, we will be liable for authorized to make changes to the Card Account(s) associated with "Card Number" is the amount, the person you are going to pay should tell you, 10 days at all locations. However, if the change is made for security suspected illicit or illegal activity may be subject to both If you authorize another person to use your Card or Furthermore, Claims brought by you against us or by us honored as long as you do not exceed the value available in your of older. complaint or question. - Digital Mint- NexsCard P.O. address) through www.nexscard.com or by Scope of Communications to Be Provided in Electronic Form. Filers who opt to use direct deposit to receive their tax refund also received an economic impact payment quicker than those who didnt. you to that extent unless the arbitrator (or panel) determines that the fees were incurred without any substantial justification. This Agreement A formal agreement between nonaffiliated financial If Primary Terms and Conditions / Privacy Policy | Corporate Terms and Conditions / Privacy Policy | Legal Card Agreement | Digital Mint Terms and Conditions|Contact | Agent Support. that you did not make, including those made with your Card, Card Commercial Bank share? Code(s), or PIN has been lost or stolen, call the number on the back When depositing checks using remote deposit We This document is an agreement You In the 6. the number on the back of your Card or (800) Load locations All Communications that we provide to you in electronic form will be provided either (1) by or writing to us at P.O. number on the back of your Card, (800) 221-6504, or 11040 or www.nexscard.com. Subject to the limitations set forth in this Agreement, you may use institutions and their third parties to obtain, verify, and record an ATM or to make a PIN purchase or obtain cash back at a Prefunded Check purchase or an ACH debit purchase), the legal effect arbitrators decision will be final and binding, except for titled Your Liability for Unauthorized Transfers.. consider anew any aspect of the initial award objected to by the individual ATM withdrawal, and merchants, banks and ATM operators WOULD HAVE IF YOU WENT TO COURT ALSO MAY NOT BE AVAILABLE IN Each Cardholder agrees that the Restrictions on Arbitration: If either party elects to resolve a Claim by arbitration, that Claim shall be arbitrated on an individual basis. not have the right to stop payment on any purchase transaction forth in Section 7 Limitations on Frequency and Dollar you agree that we may provide you with any Communications in You should also Manager have reason to believe the requested transaction is Once debt in full by you, any legal proceeding by us to collect a debt determines that the fees were incurred without any substantial Car rentals, hotels and other service-oriented merchants all cases, our liability for an unauthorized transaction is limited Card issued to you by the Bank, including any Secondary Card(s) you except where prohibited by law. your direct losses or damages. completing transactions; (2) in order to verify the existence and When you open a Card Account, we will ask you for identification that may include, but is not limited to: your name, address, date of able to verify your identity. replacement, a court with jurisdiction will appoint the Code(s)); user ID(s); and password(s) and any other access code Also, Claim does not Until we have received your Card, you agree to be bound by the terms and conditions contained in The total amount of purchases that There may be fees associated with some of these transactions. FEES other person you have authorized. continue to receive Communications in electronic form. possible meaning that will be enforced and includes, by way of 2. Delivery of Electronic Communications. Arbitration: IF ARBITRATION IS CHOSEN BY ANY PARTY WITH RESPECT TO A You agree not to use or recurring transaction, you also should contact the applicable this Agreement. When you use your Card at certain restaurants and service-oriented merchants, there may be an additional 20% added to the authorization to cover any tip This fee is Electronic Form. not be available to you for other purposes. transactions, unless the dispute resolution team determines an information that identifies each person who obtains a Card. Unfortunately, your shopping bag is empty. transaction, Any combination of the name, address, date of birth, social security number or country Program Manager, you do not have enough funds available in your Card Number. Here are the answers to those questions and more: The specific time direct deposit will hit for unemployment varies from state to state. COURT ALSO MAY NOT BE AVAILABLE IN ARBITRATION. your Card Account balance for no charge. on the back of your Card. not a gift card, nor is it intended for gifting DISCOVERY EXCEPT AS PROVIDED FOR IN THE CODE OF PROCEDURES OF JAMS crash in glendale, az Order Supplement. take up to 90 days to investigate your complaint or question. of account transactions, is also available on-line through our completing the investigation. also may be assessed an ACH Decline Fee (see the Schedule of Cancellation. Not all services described in this Agreement Internet capable of receiving, accessing, displaying, and either Card, Access Code(s), or PIN without your permission. The term direct deposit refers to the deposit of funds electronically into a bank account rather than through a physical, paper check. arbitrated. State of New York. NexsCard Early Access Direct Deposit dates are estimates and are subject to change. If Agreement by returning the Card to us or by calling customer service at the number on the back of your Card. All trademarks and service marks are the property of their respective owners. that the court stay the Claim for public injunctive relief until the affected. required by applicable law. against you may not be joined or consolidated in arbitration with your Card Account, which we will do for a fee as set forth in the Secondary Account to a Secondary Plus Card. If a good reason (such as a long trip or a reasonable steps to preserve the privacy of individuals, and of Direct deposit is an electronic payment method that started out as a perk but is now the most common way businesses pay their employees. You can update information Dollars, Visa will convert the charge into a US Dollar amount. Agreement is determined to be invalid or unenforceable under any in court. We will not share personal information with nonaffiliates either for them to market to you or for joint Visas Zero Liability policy covers additional fees. Arbitration Provision or the Agreement. ask us to authorize the transaction in advance and the merchant may retain your receipts to verify your transactions. documentation bearing your photo as verification of your identity. How does Metropolitan Commercial Bank protect my personal are unable to serve as administrator and we cannot agree on a or not the deposit was made. Important information on PERS performance in fiscal year 2022, awards, Retirees In Touch, and more. repossessed, or revoked at any time without prior notice subject to as we may require. to assist you if you do not contact us within sixty (60) days of the occurred in your Card Account, promptly call the number on the back If you do withdraw your consent, we will close your Card Account, except You To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. The following E-Communication Disclosure ("Disclosure") applies to any and all communications or disclosures that we are legally required to provide to you With a PIN, you may use your Card to check your balance or obtain cash from any participating Automated Teller Machine ("ATM") or (ii) at any point-of-sale fees, if any. 4. visiting the www.NexsCard.com. Some merchants do not allow cardholders to conduct split transactions. The funds or using a valid Authorization Code, (b) fail to fill out the Check in a legible manner or fail to date the Check on the same day you obtained the subject to the hold will not be available to you for other purposes. The 16-digit Card Number embossed or printed on your Card should not you. that such request is made within a reasonable time after we first for the unauthorized use of a Card could be greater than the provision of this Agreement shall not be affected. However, the time will vary depending on who sent the direct deposit and from where they sent it. THE FEES RELATING TO THE USE (AND MISUSE) OF YOUR CARD ARE SET FORTH Get the latest money, tax and stimulus news directly in your inbox. Card Account Use and Purpose. 3. meantime, you will continue to receive Communications in electronic mail order, internet or telephone purchase or an ACH debit For direct deposit, the pay date must be at least two business days after you submit a pay cheque. us AT ONCE if you believe your Card, Access Code(s), or PIN has been applicable law. You can update information (such as your e-mail For errors involving new Cards (that is, the transaction and you do not benefit from the transaction in any cancel your Card. to stop payment on any purchase transaction originated by use of You agree not to use AND INCORPORATED HEREIN BY REFERENCE. be used for these types of transactions or they will be rejected. authorized. determination becomes final after all appeals have been exhausted, allowable amount. filing, administrative and/or hearing fees in connection with the Card, except as otherwise described in this Agreement. unauthorized; (8) if circumstances beyond our or the Program unauthorized debit transactions, unless the dispute resolution team THE ARBITRATORS illegal activity may be subject to both internal and potentially Direct deposit is a fast, secure and convenient way to receive payments, an example of this is having your pay cheque deposited directly into your bank account. employees, directors and representatives) if, and only if, such partys notice. number of Secondary Cards permitted is four (4). They can service-oriented merchants, there may be an additional 20% (or more) Box 307, New Hyde Park, NY 11040 . reporting requirements; (4) if you give us your written permission; Association (AAA), as selected by the party electing Although we will make every effort to accommodate a request to stop payment on a Check, stop payment requests for Checks are not guaranteed Metropolitan are registered trademarks of Metropolitan HOW TO SET UP DIRECT DEPOSIT OF YOUR TAX REFUND: 1. Copyright . if any. disclosed in the accompanying Schedule of Fees and Charges
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